Definitions: Defined terms below are adopted from section 1.1 of Our Terms & Conditions.

As a condition of Our funding, You will be required to open a facilitator bank account with one or more of Our partners. To expedite this process, by consenting to the terms and conditions below, You are consenting Us to open a bank account with one or more of Our facilitators, subject to their terms and conditions below.

You confirm that You request and authorise Us to open one or more Card One Money TRUST accounts in Your name(s) as named person(s) of the Agreement, and to share information relating to You, for the purposes stated above and below, but subject to and in accordance with all applicable data protection legislation.

You instruct and authorise Card One Money to allow Us, by way of being added to the account, unlimited access to the account in accordance with the terms of this authority, including exclusive online access, to accept and act on instructions from Us in relation to the account, and to pass information relating to the account to Us and Our auditors and regulatory body, and to the scheme’s auditors when requested.

Under this authorisation, and subject to T&Cs (referenced below), We have permission to:

• Open one or more Card One Money TRUST accounts with Card One Money on Your behalf;

• Instruct Card One Money to make payments from the TRUST account(s);

• View the TRUST account(s) online; and Instruct Card One Money to provide reports containing details and transactional information relating to the TRUST account(s)

This authorisation will be used exclusively for the purpose of:

• Collections with regards to a credit and debit card receivables acquisition agreement between You and Us (“Acquisition Agreement”);

• Monitoring Your performance during the life of the Acquisition Agreement; and Collection activities by authorised agents of Us, following an event of default in case of default

You understand that You retain the power to close the Card One Money TRUST account(s) in accordance with clause 5 of the T&Cs (referenced below).

Card One Money may search the records of one or more credit reference agencies for account opening purposes. These agencies will note the fact that Card One Money has made a search and this will be visible to other companies who may view your credit file at a later date. Note, Card One Money will not conduct a credit check.

You agree to be jointly and severally liable for all liabilities created pursuant to Your agreement with Card One Money for the account.

You confirm receipt of and agree to be bound by the Terms and Conditions of the account, which can be found at: link here (“the T&Cs”), and confirm that all the information provided in or accompanying the application form submitted is true, accurate and complete. You certify that you are entitled, under the terms of the Agreement(s), and Your own company’s Articles or other documents that defines Your business or company’s constitution,  to operate this account and to delegate authority to Us. You agree to indemnify Card One Money against any loss suffered as a result of any operation of the account which is in breach of the Agreement(s).

You authorise Us and Zempler Bank to share information relating to You. You authorise Us to open accounts with Zempler Bank on Your behalf, including the acceptance of their standard terms and conditions on Your behalf. Under this authorisation, We have the permission to (i) instruct Zempler Bank to make payments from these account to both Us and You (ii) instruct Zempler Bank to close accounts as appropriate and (iii) have view access of Your accounts and instruct Zempler Bank to provide reports to Us containing details of the accounts with them and transactional information relating to this account.

This authorisation will be used exclusively for the purposes of (i) collections with regards to a credit and debit card receivables acquisition agreement with Us, and (ii) monitoring Your performance during the life of the Agreement, and (iii) collection activities by authorised agents in case of default.

Please see full terms and conditions within the following link here.

Should You use one of Our partners below for processing, You hereby consent to allowing them to release card turnover information to Us. In order for information to be released, Your Mid number is required which We will obtain from You when necessary.

You authorise Lloyds Bank PLC (trading as Cardnet) to release card turnover information to Us.

You agree and acknowledge that Lloyds Bank plc:-

• does not warrant the accuracy of any information provided to Us; and

• shall not be liable for any losses, costs, claims, actions, damages and expenses (including, but not limited to any loss of profit, goodwill, anticipated savings or any other indirect or consequential loss) suffered by You or Us as a result of releasing the information referred to herein to Us.

This information will be used exclusively for the purposes of (i) considering the entry into of a credit and debit card receivables acquisition agreement with Us, and (ii) monitoring Your performance during the life of such acquisition agreement.

You authorise First Data to release information to Us relating to You, Your directors and officers, members.

This information will be used exclusively for the purposes of (i) considering the entry into of a credit and debit card receivables acquisition agreement with Us, and (ii) monitoring Your performance during the life of such acquisition agreement, and (iii) collection activities by authorised agents in case of default.