Quick Business Loans
Flexible finance designed as an alternative to traditional bank loans.
Fast funding for your business made simple
If you need an instant loan for your business, we’re here to help. With our quick business loans, your business could receive between £10,000 and £300,000 in unsecured funding.
Our business loans are available without hard credit checks, meaning you can access the cash your business needs to operate, grow and thrive even if you have bad credit.
Unlike traditional bank loans, our quick business loans have no fixed monthly payments, hidden APR or other costs. Instead, you’ll simply repay an agreed percentage of your credit and debit card sales, so you only pay us back when your customers pay you.
When sales are up, you’ll be able to pay off more of your loan balance. When sales are down, you’ll be able to repay a smaller amount, causing less strain on your business’ cash flow.
Do I Qualify?
Qualification for our business cash advances is simple: Contact our customer services team to see if you are eligible.
In business for at least
Monthly credit and debit card turnover of at least
A flexible option for businesses
If your business has a bad credit score, or if you have bad credit as an individual, taking out a conventional business loan is hard.
Even if you are approved, a conventional business loan from a bank can take days or weeks for approval. This means that by the time you receive the cash you need to run your business, it’s often too late.
With a 90% approval rate, our small business loans are processed within 24 hours, giving your business full access to capital without any delays.
Apply for your instant business loan in minutes and get a no-obligation quote today.
Benefits of our instant business loans
Our instant loans are designed for businesses of all sizes, from small retailers, restaurants and cafés to online businesses and more. A quick business loan offers a wide range of advantages for your business:
- Instant cash to fund operations, buy new inventory, or expand your business, without the slow approval process of a conventional bank loan. Our business loans are approved within 24 hours, so you don’t have to wait for the cash you need to run your business.
- Borrow money even if you have bad credit, or no credit history. Unlike a small business loan from a bank, we don’t do hard credit checks. Instead, we look at your business’ recent debit and credit card transactions meaning we don’t just rely on your credit history or score when deciding.
- No hidden APR or fixed monthly repayments. Instead, your business can pay back its loan via a small, agreed percentage of its monthly debit and credit card sales, letting you focus on running and growing your business.
How a Merchant Cash Advance Works
A merchant cash advance is an ideal type of no credit check loan. Instead of relying on your credit score, we assess your business’ recent debit and credit card transactions to determine affordability and produce a funding offer tailored for your business. Get in touch with our team today to receive a tailored quote. The loan application process is quick and easy, and we can give you a funding decision within 24 hours. There is no need for you to provide collateral or business plans, and we only conduct a soft credit check that does not affect your credit score. From this, we’re able to make a funding decision without running a hard check that will show on your credit report. Unlike a traditional bank loan, there are no interest rates or fixed monthly payments to worry about. Instead, repayments are taken from a small percentage of your future debit and credit card payments. We don’t require any APR as there is no fixed fee, just one all-inclusive cost that’s agreed on at the start, which never changes.
Repayments mirror the ups and downs of your business
A business processing £10,000/month in card sales can receive an unsecured cash loan of the same amount, with no interest rates or fixed terms. Repayments are automatic and based on a small percentage of monthly card sales.
How Rev&U™ repayments work
Agree fixed percentage
Agree a fixed percentage of your credit and debit card sales to repay the business cash advance (typically between 5% and 15% of your card sales)
Make card sales
Sell to your customers on your credit and debit card terminals.
The pre-agreed percentage is automatically deducted from your daily transactions at point of sale and you will.
Get money into your account
This is automated so there is no change to the time it takes for you to receive your money.
Daily sales reduce balance outstanding
The daily amount deducted then reduces the balance outstanding on the business cash advance.
Collections stop automatically
Collections stop automatically once the cash advance has been repaid in full.
Am I eligible for a Rev&U™ cash advance?
Behind thousands of SMEs in the UK
We’re supporting thousands of SMEs in the UK, helping them to build a solid foundation for long term business success.
How much capital does your business need?
Use our calculator and see how Rev&UTM could help your business.
for every card transaction
84% = £84
goes to your account
16% = £16
goes to 365 finance
A simple and secure way to finance your business
Apply in minutes
Complete the application form. It takes less than 5 minutes!
Be allocated a relationship manager to assist with any queries.
Approval under 24h
A decision will be made under 24h.
Get your cash advance in days
Funding directly into your business bank account within days
Same Day Business Cash Advance
The flexible alternative to bank loans