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Quick Business Loans

Borrow up to £400,000. Getting a quote is fast, it takes less than 5 minutes

Fast funding for your business made simple

If you need an instant loan for your business, we’re here to help. With our quick business loans, your business could receive between £10,000 and £400,000 in unsecured funding in as little as 24 hours.

Unlike traditional bank loans, our business loans have no fixed monthly payments, hidden APR or other costs. Instead, you’ll simply repay an agreed percentage of your credit and debit card sales, so you only pay us back when your customers pay you.

When sales are up, you’ll be able to pay off more of your loan balance. When sales are down, you’ll be able to repay a smaller amount, causing less strain on your business’ cash flow.

Get a quote

Do I Qualify?

Qualification for our business cash advances is simple: Contact our customer services team to see if you are eligible.

In business for at least

12 months

Monthly credit and debit card turnover of at least

£10,000

Finance Academy

Explore our Finance Academy to understand all the financial acronyms and jargon, and take charge of your business’s financial success today!

Explore our guides

A flexible option for businesses

Even if you are approved, a conventional business loan from a bank can take days or weeks for approval. This means that by the time you receive the cash you need to run your business, it’s often too late.

With a 90% approval rate, our small business loans are processed within 24 hours, giving your business full access to capital without any delays.

Apply for your instant business loanin minutes and get a no-obligation quote today.

Benefits of our instant business loans

Our instant loans are designed for businesses of all sizes, from small retailers, restaurants and cafés to online businesses and more. A quick business loan offers a wide range of advantages for your business:

  • Instant cash to fund operations, buy new inventory, or expand your business, without the slow approval process of a conventional bank loan. Our business loans are approved within 24 hours, so you don’t have to wait for the cash you need to run your business.
  • No hidden APR or fixed monthly repayments. Instead, your business can pay back its loan via a small, agreed percentage of its monthly debit and credit card sales, letting you focus on running and growing your business.

How a Merchant Cash Advance Works

Unlike a traditional bank loan, there are no interest rates or fixed monthly payments to worry about. Instead, repayments are taken from a small percentage of your future debit and credit card payments. We don’t require any APR as there is no fixed fee, just one all-inclusive cost that’s agreed on at the start, which never changes.

Awards

Women in Credit Awards - Employer of the Year 2023
Lending Awards - Alternative Lender of The Year 2022

Members

Awards

Women in Credit Awards - Employer of the Year 2023
Lending Awards - Alternative Lender of The Year 2022

Members

Repayments mirror the ups and downs of your business

A business processing £10,000/month in card sales can receive an unsecured cash loan of the same amount, with no interest rates or fixed terms. Repayments are automatic and based on a small percentage of monthly card sales.

Am I eligible for a Rev&U™ cash advance?

Has your business been trading for a minimum of 6 months?

Does your business’ monthly credit and debit card sales exceed £10,000?

How much capital does your business need?

Use our calculator and see how Rev&UTM could help your business.

£60,000 Up to £400,000
£50,000
1 – 3 years

£60,000

funding received

£100

for every card transaction

goes to your account

16% = £16

goes to 365 finance

A simple and secure way to finance your business

Apply 
in minutes

Complete the application form. It takes less than 5 minutes!

Relationship manager

Be allocated a relationship manager to assist with any queries.

Approval under 24h

A decision will be made under 24h.

Get your cash advance in days

Funding directly into your business bank account within days

    Extremely professional, supportive and totally understood our company needs. Highly recommend 365 Finance as a business partner.

    Neil Mellon, Business owner

    Neil Mellon, Business owner

Useful information

Finance Academy

Explore our Finance Academy to understand all the financial acronyms and jargon, and take charge of your business’s financial success today!

Explore our guides

Same Day Business Cash Advance

The flexible alternative to bank loans

Get a quote