How Does an Unsecured Business Loan Work With 365 Finance?

Small companies that require between £10,000 and £400,000 will benefit from our merchant cash advances as they are a quick and easy business funding solution.

While regular loans require you to make fixed monthly payments, there are no fixed payment terms with our merchant cash advance. Instead, you only repay through a small percentage of your future credit and debit card sales. Accordingly, your repayments fluctuate with your customer sales, so if you have a quiet month, your repayments will automatically decrease. Thus, your cash flow isn’t negatively impacted.

There are no interest charges, APRs or late fees, as the costs are added to the advance as a lump sum.