Quick Business Loans
Borrow up to £500,000. Getting a quote is easy, it takes less than 5 minutes
Fast funding for your business made simple
With our quick business loans, your business could receive between £10,000 and £500,000 in unsecured funding in as little as 24 hours.
Unlike traditional bank loans, our business loans have no fixed monthly payments, hidden APR or other costs. Instead, you’ll simply repay an agreed percentage of your credit and debit card sales, so you only pay us back when your customers pay you.
When sales are up, you’ll be able to pay off more of your loan balance. When sales are down, you’ll be able to repay a smaller amount, causing less strain on your business’ cash flow.
Our approval process only includes a soft credit check, not a hard inquiry, so it does not impact your credit score.
Do I Qualify?
In business for at least
12 months
Monthly credit and debit card turnover of at least
£10,000
A flexible option for businesses
Even if you are approved, a conventional business loan from a bank can take days or weeks for approval. This means that by the time you receive the cash you need to run your business, it’s often too late.
With a 90% approval rate, our small business loans are processed within 24 hours, giving your business full access to capital without any delays.
Apply for your instant business loan in minutes and get a no-obligation quote today.
Benefits
Our loans are designed for businesses of all sizes, from small retailers, restaurants and cafés to online businesses and more. A quick business loan offers a wide range of advantages for your business:
- Instant cash to fund your operations, or buy new inventory, or to expand your business. All without the slow approval process of a conventional bank loan. Our business loans can be approved within 24 hours meaning you don’t have to wait for the cash to run your business.
- Flexible business loans that can be tailored to your business needs, supporting a variety of business purposes such as expansion, inventory, marketing, or staffing.
- Choose a variety of options with flexible repayment periods to suit your cash flow. Whether you need short-term or longer-term financing, our quick business loans can help.
- No hidden APR or fixed monthly repayments. Instead, you pay back via an agreed percentage of your monthly card sales automatically, letting you focus on running and growing your business.
- No early repayment penalties, so you can pay off your loan ahead of schedule without extra costs.
- Our loans help you manage unexpected expenses and address financial challenges, supporting your business growth and stability.
Repayments mirror the ups and downs of your business
A business processing £10,000/month in card sales can receive an unsecured cash loan of the same amount, with no interest rates or fixed terms. Repayments are automatic and based on a small percentage of monthly card sales which helps support your business’s cash flow by aligning payments with your actual revenue. For businesses looking to bridge cash flow gaps, invoice financing is another flexible option that converts unpaid invoices into immediate funds.
How Rev&U™ repayments work
1
Agree fixed percentage
Agree a fixed percentage of your credit and debit card sales to repay the business cash advance (typically between 5% and 15% of your card sales)
2
Make card sales
Sell to your customers on your credit and debit card terminals.
3
Automatic repayments
The pre-agreed percentage is automatically deducted from your daily transactions at point of sale and you will.
4
Get money into your account
This is automated so there is no change to the time it takes for you to receive your money.
5
Daily sales reduce balance outstanding
The daily amount deducted then reduces the balance outstanding on the business cash advance.
6
Collections stop automatically
Collections stop automatically once the cash advance has been repaid in full.
A simple and secure way to finance your business
Apply in minutes
Complete the application form. It takes less than 5 minutes!
Relationship manager
Be allocated a relationship manager to assist with any queries.
Approval under 24h
A decision will be made under 24h.
Get your cash advance in days
Funding directly into your business bank account within days
Behind thousands of SMEs in the UK
We’re supporting thousands of SMEs in the UK, helping them to build a solid foundation for long term business success.
How much capital does your business need?
Use our calculator and see how Rev&UTM could help your business.
£60,000
funding received
£100
for every card transaction
85% = £85
goes to your account
15% = £15
goes to 365 finance
