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How To Get Business Funding With Bad Credit?

Flexible finance designed as an alternative to traditional bank loans.

Alternative business funding in the UK does exist for businesses with poor or bad credit history.  Small businesses who have previously had financial difficulty do have recourse to business funding sources but may be required to provide security or a business plan.

There are products on the market which differ from bank loans in that the repayments mirror sales and as such there are no associated APR or late payment fees. These alternative finance solutions known as unsecured cash advances, place far less pressure on cash flow and as such may be easier to procure than a bank loan.

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Do I Qualify?

Qualification for our business cash advances is simple: Contact our customer services team to see if you are eligible.

In business for at least

12 months

Monthly credit and debit card turnover of at least

£10,000

Finance Academy

Explore our Finance Academy to understand all the financial acronyms and jargon, and take charge of your business’s financial success today!

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Awards

Women in Credit Awards - Employer of the Year 2023
Lending Awards - Alternative Lender of The Year 2022

Members

Awards

Women in Credit Awards - Employer of the Year 2023
Lending Awards - Alternative Lender of The Year 2022

Members

Repayments mirror the ups and downs of your business

A business processing £10,000/month in card sales can receive an unsecured cash loan of the same amount, with no interest rates or fixed terms. Repayments are automatic and based on a small percentage of monthly card sales.

Am I eligible for a Rev&U™ cash advance?

Has your business been trading for a minimum of 6 months?

Does your business’ monthly credit and debit card sales exceed £10,000?

How much capital does your business need?

Use our calculator and see how Rev&UTM could help your business.

£60,000 Up to £400,000
£50,000
1 – 3 years

£60,000

funding received

£100

for every card transaction

goes to your account

15% = £15

goes to 365 finance

A simple and secure way to finance your business

Apply 
in minutes

Complete the application form. It takes less than 5 minutes!

Relationship manager

Be allocated a relationship manager to assist with any queries.

Approval under 24h

A decision will be made under 24h.

Get your cash advance in days

Funding directly into your business bank account within days

    Great service throughout and very quick. Funds received in 3 days from application. I will not look elsewhere for funding!

    Max, Business owner

    Max, Business owner

    Great service throughout and very quick. Funds received in 3 days from application. I will not look elsewhere for funding!

    Max, Business owner

    Max, Business owner

Useful information

Finance Academy

Explore our Finance Academy to understand all the financial acronyms and jargon, and take charge of your business’s financial success today!

Explore our guides

Same Day Business Cash Advance

The flexible alternative to bank loans

Get a quote