Skip to content

Franchise Business Funding

Flexible finance designed as an alternative to traditional bank loans.

Funding a Franchise with a Business Cash Advance

A business cash advance from 365 Finance has proven to be a valuable source of funding to many UK franchisees, enabling them to take the next steps on their business journey. Whether its opening a second, third or fourth franchise, redecorating, buying stock, hiring staff or taking care of an unexpected bill, a merchant or business cash advance empowers small business owners to continue striving for success.

  • No APR or fixed-monthly payments
  • Over 90% of applications approved
  • No-security or business plan required
Get a quote

Do I Qualify?

Qualification for our business cash advances is simple: Contact our customer services team to see if you are eligible.

In business for at least

12 months

Monthly credit and debit card turnover of at least


Finance Academy

Explore our Finance Academy to understand all the financial acronyms and jargon, and take charge of your business’s financial success today!

Explore our guides

Merchant cash advances for growth

Does your business need a traditional loan alternative?

A 365 merchant cash advance, is a sensible funding alternative to bank loans for small businesses. Your business could borrow between £10,000 and £400,000 and repayments are designed to mirror your cash flow, so when sales are better more is repaid.

Agree one, upfront all-inclusive cost that never changes.

  • 90% approval rate
  • Approval within 24 hours
  • No APR or other hidden charges
  • No security or business plan required
  • Apply for a business cash advance online in minutes
  • Flexible repayments based on your debit & credit card sales

Benefits of unsecured business cash advance for a franchisee

Running a successful franchise can be challenging, in most cases the master franchisor will provide plenty of support and perhaps even identify a source of start-up funding, what they can’t do however is provide the continuous source of finance and funding that is required by the franchisee to ensure the ongoing growth and success of the business. A merchant cash advance is a valuable alternative to a bank loan, its is an alternative finance solution that is sympathetic to the seasonal ebbs and flows of the small business and as such its repayment terms are flexible and fair.

Examples of how 365 Finance has benefitted Franchise owners:

  • General working Capital
  • Finance the acquisition of further franchise operations
  • Refurbishments of existing franchise
  • Purchase lease on premises
  • Purchase of stock and equipment

A merchant cash advance program

365 Finance has helped over 650 small and medium sized business in the UK, many of them franchises, and has a Trust Pilot customer satisfaction rating of 94%. Eligibility is based on two simple factors, the value of your debit and credit card transactions, which needs to exceed £10,000, and your franchise needs to have been trading for at least six months.

Trust 365

365 Finance has an experienced team of funding specialists and advisor’s adept at working with franchises all over the UK. The franchise business model, and the ongoing funding requirements associated with franchise growth is something the funding advisors at 365 Finance are very familiar with.

How a Merchant Cash Advance Works

A merchant cash advance is an ideal type of no credit check loan. Instead of relying on your credit score, we assess your business’ recent debit and credit card transactions to determine affordability and produce a funding offer tailored for your business. Get in touch with our team today to receive a tailored quote. The loan application process is quick and easy, and we can give you a funding decision within 24 hours. There is no need for you to provide collateral or business plans, and we only conduct a soft credit check that does not affect your credit score. From this, we’re able to make a funding decision without running a hard check that will show on your credit report. Unlike a traditional bank loan, there are no interest rates or fixed monthly payments to worry about. Instead, repayments are taken from a small percentage of your future debit and credit card payments. We don’t require any APR as there is no fixed fee, just one all-inclusive cost that’s agreed on at the start, which never changes.


Women in Credit Awards - Employer of the Year 2023
Lending Awards - Alternative Lender of The Year 2022



Women in Credit Awards - Employer of the Year 2023
Lending Awards - Alternative Lender of The Year 2022


Repayments mirror the ups and downs of your business

A business processing £10,000/month in card sales can receive an unsecured cash loan of the same amount, with no interest rates or fixed terms. Repayments are automatic and based on a small percentage of monthly card sales.

Am I eligible for a Rev&U™ cash advance?

Has your business been trading for a minimum of 6 months?

Does your business’ monthly credit and debit card sales exceed £10,000?

How much capital does your business need?

Use our calculator and see how Rev&UTM could help your business.

£60,000 Up to £400,000
1 – 3 years


funding received


for every card transaction

goes to your account

16% = £16

goes to 365 finance

A simple and secure way to finance your business

in minutes

Complete the application form. It takes less than 5 minutes!

Relationship manager

Be allocated a relationship manager to assist with any queries.

Approval under 24h

A decision will be made under 24h.

Get your cash advance in days

Funding directly into your business bank account within days

    he person that was handling my account did everything professionally and kept me informed from start to finish and was always happy and helpful every time we spoke..

    Clive Charlton, Business owner

    Clive Charlton, Business owner

Useful information

Finance Academy

Explore our Finance Academy to understand all the financial acronyms and jargon, and take charge of your business’s financial success today!

Explore our guides

Same Day Business Cash Advance

The flexible alternative to bank loans

Get a quote